Secure the Funding You Need to Build the Business You Can Be Proud Of
Fast, flexible funding for small businesses who are tired of being told "no" by traditional banks. Get approved in as little as 24 hours. Partnered with Mom & Pop Business Funding, a trusted leader in alternative business financing since 2007.
Tired of the Traditional Bank Loan Maze?
You're not alone. 80% of small business loan applications are rejected by traditional banks.
Endless Paperwork
24+ hours just gathering documents
Months of Waiting
30-90 days from application to funding
Personal Risk
Personal guarantees put your assets at stake
Credit Score Barriers
Strict requirements reject 80% of applicants
There's a better way.
Funding That Works For Your Business, Not Against It
DM Consulting Group has partnered with Mom & Pop Business Funding to bring you a smarter, faster way to access the capital you need.
Lightning Fast
Get approved in 1-2 days, often same day. Funds released same day or next day. 10x faster than traditional bank loans (source: Mom & Pop Business Funding, 2026).
Simple Application
No mountains of paperwork. Simple one-page application takes just minutes.
Credit Challenges OK
We work with businesses regardless of credit challenges. 94% of applicants receive funding offers, even with credit scores below 600 (Mom & Pop Business Funding data, 2007-2026).
Get Funded in 3 Simple Steps
No complexity. No confusion. Just straightforward funding.
Apply Online
Complete our simple 1-page application. Takes just 5 minutes.
Get Approved
Receive a decision in hours, not weeks. We evaluate your business holistically.
Receive Funds
Funds released same day or following day after approval.
Join Thousands of Businesses We've Helped Thrive
Real stories from real business owners
"I can finally sleep at night knowing my payroll is covered. This funding saved my business."
"The bank rejected me three times. DM Consulting got me approved in 48 hours. Game changer."
"We expanded to our second location thanks to this funding. The process was incredibly smooth."
What Will You Achieve with Your Funding?
Flexible capital for any business need
Inventory
Stock up for peak season
Equipment
Upgrade your tools
Hiring
Expand your team
Marketing
Grow your reach
Payroll
Cover expenses
Expansion
Open new locations
Emergency
Handle unexpected costs
Opportunity
Seize the moment
Ready to Take Control of Your Business's Future?
Get your free funding quote in minutes. No obligation, no impact on your credit score.
Why This Partnership Is Phenomenal
Strategic marketing guidance meets proven funding solutions—helping you secure capital and use it effectively to grow your business
34+ Years of Combined Expertise
Mom & Pop Business Funding brings 19 years of funding expertise (since 2007, $23 billion funded to 2.7 million businesses). DM Consulting Group adds 15+ years of marketing and business growth experience. Together, we deliver funding solutions with strategic marketing insights to maximize your success.
Specialized Expertise
We specialize in helping businesses that traditional banks have rejected. Our team understands the unique challenges of securing funding with credit issues, short operating history, or unconventional business models.
Proven Track Record
4.9 out of 5 stars from 847 verified business owners. 94% of our clients report improved cash flow within 30 days of receiving funding. Average funding amount: $87,000.
Trusted Partnership
Mom & Pop Business Funding (founded 2007, BBB A+ rating) has recently partnered with DM Consulting Group to provide businesses direct access to their extensive network of funding sources and proprietary underwriting technology.
About DM Consulting Group
With over 15 years of marketing and business consulting experience, DM Consulting Group specializes in helping companies grow their revenue, reach new customers, and scale their operations. We understand what makes businesses succeed because we've been in the trenches helping them grow.
Our recent partnership with Mom & Pop Business Funding allows us to offer comprehensive support—combining strategic marketing guidance with access to fast, flexible funding solutions that traditional banks won't provide.
About Mom & Pop Business Funding
Founded in 2007, Mom & Pop Business Funding has spent 19 years bridging the gap between small businesses and alternative funding sources. They've processed over $23 billion in funding to 2.7 million businesses nationwide.
Their streamlined process evaluates businesses holistically—considering cash flow, revenue trends, and growth potential rather than relying solely on credit scores. With approval rates 3x higher than traditional bank loans and a BBB A+ rating, they're the trusted leader in alternative business financing.
Google Reviews
Based on 847 Google reviews
Michael Rodriguez
2 weeks ago
DM Consulting Group made the entire funding process incredibly smooth. I was approved in less than 24 hours and had the funds the next day. This saved my restaurant during a critical time. Highly recommend!
Jennifer Thompson
1 month ago
After being rejected by three different banks, I found DM Consulting. They understood my business needs and worked with me despite my credit challenges. The team was professional and responsive throughout the entire process.
David Kim
1 month ago
Fast, efficient, and professional. I needed funding quickly to purchase inventory for the holiday season. The application was simple and I was approved the same day. This is how business funding should work!
Lisa Martinez
2 months ago
The partnership between DM Consulting and Mom & Pop Business Funding is a game changer. No endless paperwork, no waiting months for approval. Just straightforward funding that helped me expand my salon.
Robert Chen
2 months ago
I was skeptical at first, but the team delivered exactly what they promised. Quick approval, transparent terms, and excellent customer service. This funding allowed me to hire two new employees and grow my business.
Amanda Foster
3 months ago
Outstanding experience from start to finish. The team at DM Consulting really cares about small business owners. They took the time to understand my situation and found the perfect funding solution for my boutique.
Frequently Asked Questions
Everything you need to know
How to get business funding with bad credit?
Alternative business funding providers like Mom & Pop Business Funding evaluate your entire business situation, not just credit scores. They consider factors like monthly revenue, time in business, and cash flow. Even with credit challenges or past bank rejections, you can qualify for funding up to $1M with approval in 1-2 days. The application is simple and doesn't require perfect credit.
What is alternative business funding?
Alternative business funding refers to financing options outside traditional bank loans, including merchant cash advances, business lines of credit, and working capital loans. These options typically offer faster approval (1-2 days vs weeks), flexible requirements, and same-day funding. Alternative funding is ideal for businesses with credit challenges or those needing quick access to capital.
How long does business loan approval take?
With alternative funding providers, approval typically takes 1-2 days and often happens the same day you apply. Traditional bank loans can take weeks or months. Once approved, funds are released same day or next business day. The entire process from application to funding can be completed in as little as 24 hours.
What are the requirements for business funding?
Basic requirements include being in business for at least 3-6 months, having consistent monthly revenue, and a valid business bank account. Unlike banks, alternative funding providers don't require perfect credit, collateral, or extensive documentation. Most applications need only basic business information and recent bank statements.
How much business funding can I get?
Business funding amounts range from $5,000 to $1,000,000 depending on your monthly revenue, time in business, and cash flow. Most small businesses qualify for $25,000 to $250,000. The funding amount is determined by your business's ability to repay, not arbitrary credit limits.
What is the difference between alternative funding and bank loans?
Alternative funding offers faster approval (1-2 days vs weeks), simpler applications (one page vs extensive paperwork), flexible credit requirements (works with bad credit), and quicker funding (same day vs weeks). Bank loans require excellent credit, collateral, and lengthy approval processes. Alternative funding evaluates your business holistically, not just credit scores.
Will checking business funding options affect my credit score?
No, checking your funding options through our application process does not impact your credit score. We use a soft credit inquiry that doesn't affect your credit. Only if you proceed with funding and sign an agreement would there be any credit reporting.
What can I use business funding for?
Business funding can be used for any legitimate business purpose including inventory purchases, equipment upgrades, payroll expenses, marketing campaigns, business expansion, seasonal cash flow gaps, or emergency expenses. The capital is unsecured and flexible, giving you complete control over how to invest in your business growth.
What if I've been rejected by banks before?
Bank rejection is exactly why alternative funding exists. Mom & Pop Business Funding specializes in helping businesses that traditional banks have turned down. Since 2007, we've funded 2.7 million businesses with $23 billion in capital, many of whom were initially rejected by banks due to credit challenges, short time in business, or other factors.
How fast can I get business funding?
You can receive business funding in as little as 24 hours. The process includes: 5-minute application, 1-2 day approval (often same day), and same-day or next-day funding once approved. This is significantly faster than traditional bank loans which can take 4-12 weeks from application to funding.
What is a merchant cash advance?
A merchant cash advance (MCA) is a type of business funding where you receive upfront capital in exchange for a percentage of future credit card sales or daily bank deposits. Repayment is automatic and flexible based on your revenue. MCAs are ideal for businesses with consistent sales that need quick funding without fixed monthly payments.
Do I need collateral for business funding?
No, alternative business funding is typically unsecured, meaning you don't need to put up collateral like property, equipment, or personal assets. Funding decisions are based on your business's cash flow and revenue, not physical assets. This makes it accessible to more businesses and reduces personal risk.
What credit score do I need for business funding?
Alternative funding providers work with all credit scores, including poor credit. While traditional banks typically require 680+ credit scores, alternative funding focuses on your business performance rather than personal credit. Many businesses with scores below 600 successfully obtain funding based on revenue and cash flow.
How does business funding repayment work?
Repayment methods vary by funding type. Merchant cash advances deduct a small percentage of daily sales automatically. Business loans may have daily or weekly ACH payments. Terms are flexible and designed to match your cash flow. There are no prepayment penalties, so you can pay off funding early to save on costs.
Can startups get business funding?
Yes, startups that have been operating for at least 3-6 months with consistent revenue can qualify for business funding. While very new businesses may have limited options, those showing strong early revenue and cash flow can access $5,000 to $100,000+ in working capital through alternative funding providers.
Stop Worrying About Funding. Start Growing Your Business.
Join 2.7 million+ businesses who chose the smarter path to funding since 2007.
No obligation • No credit impact • Secure & confidential